A Complete Guide Buying Property in the UAE
United Arab Emirates (UAE) has become one of the world’s most attractive real estate markets for both residents and international investors
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Types of Property Ownership
Freehold
Full ownership of the property and the land it’s built on. Best for long-term investments.
Leasehold
Right to use the property for a defined period (usually 30–99 years). The land remains with the landlord.
Usufruct & Musataha
Special long-term rights to use or develop land.
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Steps to Buying Property in Dubai
1. Define Your Budget & Goals
• Decide whether you’re buying for personal use or investment.
• Consider additional costs: registration fees, agency fees, maintenance, etc.
• Consider additional costs: registration fees, agency fees, maintenance, etc.
2. Choose the Right Property
• Work with a registered real estate agent.
• Visit the property and research the developer’s reputation.
• Visit the property and research the developer’s reputation.
3. Make an Offer
• Once accepted, sign a Memorandum of Understanding (MOU) with the seller.
4. Pay the Deposit
• Usually 10% of the purchase price is paid to secure the deal.
5. Apply for a No Objection Certificate (NOC)
• Required to transfer property ownership.
6. Finalize the Sale at the Land Department
• Pay remaining fees.
• Title deed is issued in your name.
• Title deed is issued in your name.
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Ejari is the official rental registration system managed by the Dubai Land Department. All tenancy contracts in Dubai must be registered with Ejari to be legally valid.
Yes, landlords can rent out properties, but they must comply with regulations, including registering the lease (Ejari in Dubai) and providing tenants with proper contracts.
Subleasing is generally not allowed unless it is explicitly approved in the tenancy contract and with the landlord’s permission.
On average, it can take 4 to 12 weeks, depending on the property type, location, pricing, and market conditions. Working with an experienced agent speeds up the process.
Service charges are annual fees paid by property owners for building maintenance, security, cleaning, etc. These are paid by the owner, not the tenant.
Yes, UAE banks offer mortgages to expats and non-residents. Typical down payment requirements are:
•20–25% for residents
•35–40% for non-residents